English

National Portal for Credit-Linked Government Schemes

One-stop digital portal linking Government Schemes. Check your eligibility, apply online and get digital approval.

13Schemes
6Loan Categories
200+Lenders
Announcements
• Avail loans under 13 central government schemes • 6 loan categories • 200+ lenders connected • Apply, get approved & track easily!

You are looking for

Select loan category and check your eligibility for multiple schemes at once.

Micro Loans

For timely financial support to invest in income-generating activities.

Top-Up Loans

Available for existing micro loan borrowers.

Aspiring Business Loan

For new business owners ready to grow.

Agri Loan

Provides funds for agricultural purposes.

Small Business & Agri Loans

Quick and easy loans to grow a business.

Loans for Other Purposes

Available for existing microloan customers to fulfil other purposes.

The Process

Check Eligibility

Answer few questions and get matched with best suitable scheme(s).

Apply Online

Provide details & documents and auto-fill required details through smart analytics.

Get Digital Approval

View offers from lenders and get digital approval.

Track your application

Check real-time status of your application easily.

About the initiative

SKS Dhan Mitra Portal, an initiative by Government of India, links various credit-linked schemes on a single digital platform for easy access to all beneficiaries and stakeholders.

It promotes inclusive development and simplifies the loan process using digital verification, eligibility checks, and faster approvals for citizens and MSMEs.

Connects stakeholders of financial ecosystem:

👥

Applicants

Individuals & MSMEs seeking government schemes.

🏦

Lenders

Banks and NBFCs offering financial support.

🏛️

Ministries

Departments implementing credit-linked schemes.

📊

Nodal Agencies

Monitor and manage scheme performance.

🤝

Facilitators

Assist applicants to apply and track loan status.

Aadhaar

Digital Integrations

SKS Dhan Mitra Portal, a one-of-its-kind, is having multiple integrations within the platform with UIDAI, CBDT, NSDL, LGD, NeSL etc. These integrations provide a backbone of digital access to authenticate data, reducing hassles of Member Lending Institutes (MLIs) as well as beneficiaries. The automated rule engine of SKS Dhan Mitra Portal enables beneficiaries to choose from multiple options offered by various MLIs onboarded on the Portal.

Partner Banks and Key Stakeholders

Various Ministries, Nodal Agencies and Lenders came together on a single platform to ensure fast, smooth and secure subsidy availing process for beneficiaries.

8+Ministries
10+Nodal Agencies
200+Lenders on Platform
SBI BOB PNB Canara Bank Union Bank BOI Central Bank Bank of Maharashtra Indian Bank IOB Punjab & Sind Bank UCO Bank SIDBI NABARD HDFC Bank Kotak Bank ICICI Bank Axis Bank IDBI Bank HDFC
SBI BOB PNB Canara Bank Union Bank BOI Central Bank Bank of Maharashtra Indian Bank IOB Punjab & Sind Bank UCO Bank SIDBI NABARD HDFC Bank Kotak Bank ICICI Bank Axis Bank IDBI Bank HDFC

Frequently Asked Questions

SKS Dhan Mitra Portal is an initiative by the Government of India to link all credit-linked schemes on a single digital platform, enabling citizens and MSMEs to easily check eligibility, apply online, and track their loan applications.

You can visit the SKS Dhan Mitra Portal, check your eligibility under the respective loan category, and submit your application online through the integrated system.

Documents such as Aadhaar, PAN, income proof, business details, and relevant licenses are generally required. The exact list depends on the chosen scheme and lender.

Yes, any eligible individual, entrepreneur, or business owner can apply under suitable schemes based on their loan category and eligibility criteria.

Applicants can log in to the SKS Dhan Mitra Portal and use the "Track Application" feature to view real-time updates on their application status.

For more and scheme specific FAQs, Click here